THE AUTOMATED BACK OFFICE FOR UK CONSTRUCTION
Pay runs, CIS and payments in one record, from work on site to your books. Do it yourself, or have it done with an accountant.
The Petl Pay app
Claims, CIS and payments, ready to approve from site, the van or the office.
The problem
Since April 2026, tougher CIS rules put more of the risk on the contractor. From April 2027, subbies earning over £30,000 move to Making Tax Digital.
WhatsApp · Thabodid 4 days at riverside, will send hours tmrwClaims come in by WhatsApp, text, email and paper, and someone rebuilds them into a pay run every week.
A wrong rate or an unchecked subbie, and HMRC comes to the contractor, not the subbie.
Chasing invoices and checking sums eats the time you should spend winning and running jobs.
How it works
Subbies add their own details, UTR and bank from one link. Set each subbie’s CIS rate once, and it’s applied on every payment.
Pushed to Xero · 16:47CSV ▾⤓ Export+ InvoicePushedSend to accountantWorks where you work
Works natively with AI. Your team logs work, uploads receipts and sends payment links from WhatsApp, ChatGPT, Claude or the Petl app, and you approve every payment.
We're backed by the Visa Accelerator Program.WhatsApp
ChatGPT
Claude
The Petl appXeroSecurity
Payments, CIS and your team's details, protected at every step.
What's included
Logging the work, CIS, payments and your books, in one place.
ChatGPTPetl Pay connected
From the Petl app, WhatsApp, ChatGPT or Claude. Or a project manager logs it for them.
Labour and materials split, the right rate applied to labour only.
Uploaded from ChatGPT
Upload a receipt or invoice from your phone or your AI, and it lands on the right project.
Pay from your phone, or hand your finance team a file for your own bank.
Every payment and deduction on the right lines for your accountant. QuickBooks coming soon.
We run the back office, and you pay for outcomes.
Your choice
Same platform, same record. Use the software yourself, have it done with an accountant, or mix the two.
Approve the week's claims, then pay by bank or download a BACS file.
The right rate on labour only, and a deduction statement for every subbie.
Send invoices and get paid by bank through a secure payment link.
Every day of labour and every material logged against the right project.
We collect the claims, check them and prepare the pay run. You approve every payment.
KYC, KYB and right to work checks run for you, with a record of every check.
Our accountant partner files your CIS return from the same record.
Monthly and year-end accounts handled with our accountant partner.
You pay for outcomes, like a completed Friday pay run or a CIS return filed.
Enquire about the managed serviceFAQs
The questions we get asked most. There's more on our FAQs page.
Petl is the automated back office for UK construction firms that pay subcontractors. Pay runs, CIS and payments sit in one record, from work logged on site to your books. You can run it yourself, or have it done with an accountant. For agencies and businesses paying contractors abroad, Petl also handles global payments across the US, Europe, Latin America and South Africa. Explore global payments
Petl works out CIS on every payment, on labour only, at each subbie's rate of 0%, 20% or 30%. Materials are kept separate. Every deduction is tracked for your monthly return and each subbie gets a statement. Petl calculates and tracks CIS, and the return is filed by your accountant or our accountant partner. Check the latest rules at gov.uk.
No. Petl Pay never holds your funds. Payments are made by bank through regulated payment partners, and you approve every payment before it's sent.
No. Subbies can log work on WhatsApp, ChatGPT, Claude or the Petl app, or a project manager can log it for them. They join from a single link.
Yes. Every payment and CIS deduction is pushed to Xero on the right lines, so your accountant has a clean record. QuickBooks is coming soon.
GLOBAL PAYMENTS
Paying people outside the UK? Agencies and studios use Petl to pay teams across the US, Europe, Latin America and South Africa.
Petl Pay brings payments, finance and compliance for contractors into one record, connected to the tools and AI you already use.
