EUR accountSEPA
BeneficiaryHalden Studio Ltd
IBANLU•• •••• 5494
BIC•••••LULL
01
Get paid like a local
Local USD and EUR account details in your business name. Clients pay by ACH, wire or SEPA, and it lands in your wallet as USDC.
Pay freelancers and partner teams abroad, and get paid by US clients like a local, straight into your UK or EU business. For any business moving money between the US, Europe, LatAm and South Africa.
Security
Fees
Every conversion shows the rate, the fees and what reaches the bank before you press pay.
For context, the World Bank puts the average cost of sending $200 abroad at 6.36%, and 14.99% through banks (Remittance Prices Worldwide, Q3 2025).
Illustrative. An estimate, not a quote: the rate and fees can change before you withdraw.
What people say
“Their vision is a product that I've wanted for my agency for a while now, and the existing platform is already providing us with value from an invoice and payments standpoint.”
“Really impressed with the speed and efficiency at which these guys have managed to process international transfers, all managed through the platform. I trialed a USD to ZAR transfer and the money was in my account in minutes. Absolute game changer!”
SarahFreelance Designer · South Africa“We've been using petl pay for international client projects and payments from the US and Europe. The speed of payments and ease-of-use within the platform is really impressive.”
JamieFounder · Melted Pavement Creative Agency“The Petl team has gone above and beyond to create something that helps financial operations for our agency. Really great when working with and paying freelancers on projects, and brilliant for taking payments from clients in the US.”
KathCo-Founder · The BillyBo Group“We've been leveraging petl pay for the past few months, as part of their private-beta cohort. The platform has been easy to use for managing freelance bills, invoices, and cross-border payments into South Africa.”
Al SquiresCo-Founder · BS+A · London“We've been using petl pay for a few months now, and it's genuinely made subcontracting work super easy. The invoicing logic is epic for my team's billable work, and convenient for me when managing cross-border client and internal payments across my team.”
JordanAgency Founder · South Africa“Just received the payment into my bank account, it literally took 1 min. Really delivered on the promise of "Instant" payments!”
PaulProduct Designer · South Africa“The simplicity of the platform is what strikes me. It's so easy to onboard, collaborate, manage and pay other agencies or freelancers.”
DanielFounder · Tov StudiosWhere money moves
Money comes in on local rails, moves as USDC, and pays out on local rails again: ACH, SEPA, PIX, SPEI and more. A client in New York can fund a freelancer in Cape Town without a chain of banks in between.
More LatAm currencies: ARS, CLP, PEN, BOB and CRC
What you can do
Local USD and EUR account details in your business name. Clients pay by ACH, wire or SEPA, and it lands in your wallet as USDC.
Pay freelancers and partner teams in USDC. They keep it as USDC or withdraw to their local bank in ZAR, BRL, MXN, COP, EUR or USD.
Your team invoices you in Petl Pay. Approve and pay in one place, and push it all to Xero for your books.
Why Petl Pay
Wallet to wallet in moments, and out to a local bank in about 45 seconds.
Free between Petl Pay wallets. 0.4 to 1.4% end to end when money changes currency.
KYC on every worker and KYB on every vendor before they can be paid, with every payment on record.
Invoices, payments and checks in one place, pushed to Xero for your books.
Who it's for
Getting paid from the US
If you're a UK or EU business with clients in the US, give them local USD account details in your business name. They pay by ACH or wire, the same way they'd pay a supplier down the road, and you skip slow, costly international wires.
Retainers and project fees from US brands and tech companies.
Invoices to US customers for builds, licences and support.
Monthly retainers from US clients, without losing a slice to bank fees.
One account
Account details in your business name, so clients pay you on ACH, wire or SEPA.
Pay people in stablecoins, and hold balances between jobs in a wallet held by our licensed partner.
ZAR, BRL, MXN, COP, EUR and USD, with more Latin American currencies supported.
Your team invoices you in Petl Pay. Approve and pay in one place, and push it all to Xero.
KYC on every worker and KYB on every vendor before they can be paid, with every payment on record.
Raise invoices, check balances and pay people from Claude or ChatGPT, or build on the Petl Pay MCP.
Explore the MCP
Get started
Share where your clients pay from and where your team gets paid. We'll set you up with the right accounts and corridors.
Business verification (KYB) is needed before you use USDC. Your USDC wallet is held by our licensed partner. Petl Pay never holds your funds.
Petl Pay brings payments, finance and compliance for contractors into one record, connected to the tools and AI you already use.