Question 1

What is Petl Pay?

Accepted Answer

Petl Pay is a multi-party invoicing and cross-border payments platform built for agencies and project-based teams. It sits at the orchestration layer between billable work and the flow of funds - turning logged work into invoices and settling payments across contributors, vendors, and currencies in one workflow.

Question 2

Who is Petl Pay built for?

Accepted Answer

Petl Pay is built for agencies, professional services firms, construction teams, and any business managing contractors, subcontractors, vendors, or freelancers across projects. It is purpose-built for teams operating across multiple contributors, currencies, and jurisdictions where invoicing and settlement need to happen at the project level.

Question 3

How does Petl Pay handle multi-party payments?

Accepted Answer

Petl Pay allows a single client payment to be automatically split and settled across multiple contributors and vendors on a project. Individual contributor invoices are consolidated into one client-facing invoice, then settled in one flow - removing manual payout runs, spreadsheets, and reconciliation overhead.

Question 4

Does Petl Pay support cross-border payments?

Accepted Answer

Yes. Petl Pay supports cross-border settlement using regulated fiat rails and optional stablecoin infrastructure. Supported currencies include USD, GBP, EUR, and ZAR, plus selected LATAM currencies including ARS, BRL, CLP, and COP. Stablecoin-linked routes (USDC, USDT) are available where third-party providers support them.

Question 5

How is Petl Pay different from Wise, Stripe, or PayPal?

Accepted Answer

Wise, Stripe, and PayPal move money. Petl Pay orchestrates who gets paid, when, and why based on project work logged. It sits at the decision layer between billable work and fund flows - combining time tracking, automated invoicing, multi-party split logic, and cross-border settlement in one platform. Incumbents track work or move money. Petl Pay manages the orchestration layer between them.

Question 6

Do I need to change banks to use Petl Pay?

Accepted Answer

No. Petl Pay works on top of your existing bank accounts. For faster, lower-cost cross-border payments, optional KYC/KYB-verified stablecoin wallets are available within the platform, enabling near-instant cross-border transfers at costs as low as approximately 1%.

Question 7

Is Petl Pay secure and compliant?

Accepted Answer

Yes. Petl Pay is a non-custodial software platform. Payment execution, custody where applicable, and settlement are performed by licensed third-party providers. Petl Pay does not hold, receive, or control user funds. All payment rails are regulated and compliant across the UK, Europe, Africa, and LATAM.

Question 8

What currencies does Petl Pay support?

Accepted Answer

Petl Pay supports USD, GBP, EUR, and ZAR as core fiat currencies, plus selected LATAM currencies (ARS, BRL, CLP, COP) and optional stablecoin-linked routes (USDC, USDT) where third-party providers support them.

Everything you need to know before you send a single payment.

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