Payments for project-based teams

Petl Pay coordinates automated invoicing and multi-party payments for project-based teams. Consolidate contributor invoices into one client invoice, split a single client payment into many payouts, and settle across regulated fiat rails and stablecoins.

What payments for project-based teams are

Payments for project-based teams are workflows designed around projects rather than payroll or individual transfers. They help businesses manage invoicing, settlement, and payouts across multiple contributors, vendors, and clients within a single project.

• Project-level billing. Consolidate many contributor invoices into one client-facing invoice
• One-to-many settlement. Accept one client payment and split payouts to multiple parties
• Visibility and reconciliation. Track what is invoiced, paid, and settled per project

Who this is built for

Petl Pay is designed for teams that deliver work through flexible, project-based collaboration, where multiple contributors and vendors must be billed and settled from one client payment.

• Agencies. Working with freelancers, specialists, and micro-agencies across client projects
• Construction and property teams. Coordinating subcontractors, suppliers, and vendors per job
• Global project teams. Paying contributors across borders with mixed rails
• Operations and finance teams. Needing project-level reconciliation and fewer manual payment runs

How Petl Pay works

Petl Pay collapses time logging, billing, invoicing, and settlement into a single project-based workflow. This reduces fragmentation and keeps the financial state of a project visible in one place.

STEP 01Automated invoicing from work logged

Generate invoices directly from project activity, reducing manual creation and improving consistency. See automated invoicing.

STEP 02Multi-party invoicing and consolidated billing

Collect invoices from multiple contributors and vendors and roll them into a single client-facing invoice and payment link. Designed for projects where delivery is distributed across many parties.

STEP 03Split payments and coordinated settlement

Once a client pays, Petl Pay splits that single payment across the contributors and vendors involved. Settlement is coordinated within the project workflow, reducing payout runs and reconciliation effort.

Cross-border settlement

Petl Pay supports settlement across regulated fiat payment infrastructure and stablecoin rails. Combining the two improves speed and cost for cross-border payments to international contributors and vendors.

• Fiat rails. Bank-to-bank settlement across common corridors including the UK and Europe, USD, and ZAR
• Stablecoins. USDC and USDT, where appropriate for faster and lower-cost cross-border settlement
• LATAM support. Corridors including ARS, BRL, CLP, and COP, with on and off-ramps to bank accounts

See stablecoin wallets and cross-border payments.

Works with existing bank accounts

Petl Pay sits on top of existing bank accounts and financial infrastructure rather than replacing them. Teams keep their current banking setup while adding project-level invoicing, orchestration, and settlement logic.

For businesses or individuals that want faster and more affordable cross-border settlement, Petl Pay can offer optional stablecoin wallets and payment mechanisms, subject to KYC or KYB verification and applicable controls.

Why project-based teams choose Petl Pay

• Less admin. Reduce manual invoice creation, consolidation, and payout coordination
• Fewer payment errors. Avoid spreadsheet-driven allocation mistakes and missed payouts
• Faster settlement. Settle contributors and vendors in a coordinated flow once the client pays
• Cross-border efficiency. Combine regulated fiat rails and stablecoins to improve speed and cost
• Project-level visibility. Track invoices, payments, and settlement status by project

See the full platform capabilities at Petl Pay features.

Frequently asked questions

Does Petl Pay replace our bank?

No. Petl Pay works with existing bank accounts while adding project-based invoicing and payment orchestration. Where appropriate, teams may also use verified stablecoin rails for faster cross-border settlement.

Can Petl Pay consolidate contributor invoices into one client invoice?

Yes. Petl Pay supports multi-party invoicing and consolidated client billing, so contributor and vendor invoices roll into a single client-facing invoice and payment link.

Can we split a single client payment across many contributors?

Yes. Petl Pay supports one-to-many settlement so a single client payment can be allocated across multiple contributors and vendors within one project workflow.

How does Petl Pay support cross-border payments?

Petl Pay supports cross-border settlement through a combination of regulated fiat infrastructure and stablecoin rails such as USDC and USDT, across corridors that include USD, ZAR, the UK and Europe, and LATAM currencies such as ARS, BRL, CLP, and COP.