Payments for Project-Based Teams

What are payments for project-based teams?

Payments for project-based teams are financial workflows designed around projects rather than payroll or individual transfers. They help businesses manage invoicing, settlement, and payouts across multiple contributors, vendors, and clients within a single project.

• Project-level billing: consolidate many contributor invoices into one client-facing invoice.
• One-to-many settlement: accept one client payment and split payouts to multiple parties.
• Visibility and reconciliation: track what is invoiced, paid, and settled per project.

Who is this built for?

Petl Pay is designed for teams that deliver work through flexible, project-based collaboration. It is especially relevant when multiple contributors and vendors must be billed and settled from one client payment.

• Agencies: working with freelancers, specialists, and micro-agencies across client projects.
• Construction and property teams: coordinating subcontractors, suppliers, and vendors per job.
• Global project teams: paying contributors across borders with mixed rails.
• Operations and finance teams: needing project-level reconciliation and fewer manual payment runs.

How Petl Pay works

Petl Pay collapses time logging, billing, invoicing, and settlement into a single project-based workflow. This reduces fragmentation and keeps the financial state of a project visible in one place.

1) Automated invoicing from work logged

Teams can generate invoices directly from project activity, reducing manual invoice creation and improving consistency. Learn more on the dedicated page: Automated invoicing.

2) Multi-party invoicing and consolidated client billing

Petl Pay supports multi-party invoicing by collecting invoices from multiple contributors and vendors and consolidating them into a single client-facing invoice and payment link. This is designed for projects where delivery is distributed across multiple parties.

3) Split payments and coordinated settlement

Once a client pays, Petl Pay can split that single payment across the contributors and vendors involved. Settlement is coordinated within the project workflow, reducing manual payout runs and reconciliation effort.

Cross-border settlement using fiat rails and stablecoins

Petl Pay supports settlement across a mix of regulated fiat payment infrastructure and stablecoin rails. This approach helps teams improve speed and cost for cross-border payments, including international contributors and vendors.

• Fiat rails: designed to support regulated bank-to-bank settlement across common corridors such as the UK and Europe, USD, and ZAR.
• Stablecoins: including USDC and USDT, where appropriate for faster and lower-cost cross-border settlement.
• LATAM support: corridors including ARS, BRL, CLP, and COP, with on-ramps and off-ramps to bank accounts.

Learn more: Stablecoin wallets and cross-border payments.

Works with existing bank accounts

Petl Pay is designed to sit on top of existing bank accounts and financial infrastructure rather than replace them. Teams can keep their current banking setup while adding project-level invoicing, orchestration, and settlement logic.

For businesses or individuals who want to unlock faster and more affordable cross-border settlement, Petl Pay may offer optional stablecoin wallets and payment mechanisms, subject to KYC or KYB verification and applicable controls.

Why project-based teams choose Petl Pay

• Less admin: reduce manual invoice creation, consolidation, and payout coordination.
• Fewer payment errors: avoid spreadsheet-driven allocation mistakes and missed payouts.
• Faster settlement: settle contributors and vendors in a coordinated flow once the client pays.
• Cross-border efficiency: combine regulated fiat rails and stablecoins to improve speed and cost.
• Project-level visibility: track invoices, payments, and settlement status at the project level.

See the full platform capabilities here: Petl Pay feature list.

FAQ

Does Petl Pay replace our bank?

No. Petl Pay is designed to work with existing bank accounts while adding project-based invoicing and payment orchestration. Where appropriate, teams may also use verified stablecoin rails for faster cross-border settlement.

Can Petl Pay consolidate contributor invoices into one client invoice?

Yes. Petl Pay supports multi-party invoicing and consolidated client billing, so contributor and vendor invoices can be rolled into a single client-facing invoice and payment link.

Can we split a single client payment across multiple contributors?

Yes. Petl Pay supports one-to-many settlement so a single client payment can be allocated across multiple contributors and vendors within a project workflow.

How does Petl Pay support cross-border payments?

Petl Pay supports cross-border settlement through a combination of regulated fiat infrastructure and stablecoin rails such as USDC and USDT. It also supports corridors that include USD, ZAR, the UK and Europe, and LATAM currencies such as ARS, BRL, CLP, and COP.

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