One client payment, everyone paid.
For agencies, studios and networks: set how a project's money is shared once, then pay each contributor by bank or USDC, wherever they are.
Split payments in Petl Pay let you define who gets what on a project, as a percentage or fixed amount, then line up a payout for each contributor when the client pays. You approve every payout. Contributors in other countries can be paid wallet to wallet in USDC for free, or withdraw to a local bank.
Why spreadsheets break
- One client invoice, several internal sheets tracking who's owed what.
- Contributor invoices that don't match the client's view of the work.
- Manual maths after fees and currency conversion.
- International wires that take days and lose a slice to bank fees.
How it works
- Set up the project and the client.
- Add contributors and how each is paid: percentage, fixed fee or milestone.
- Invoice the client or share a payment link. US clients can pay local USD account details.
- When the payment lands, Petl lines up each contributor's payout.
- You approve each payout and everything is pushed to Xero.
Worked example
| Contributor | Where | Split | Paid |
|---|---|---|---|
| Nested Ltd Technologies (agency) | London | 55% | $5,500 retained |
| Carla Souza, developer | São Paulo | 20% | $2,000 as USDC, to BRL by PIX |
| Inês Duarte, designer | Lisbon | 15% | $1,500 as USDC, to EUR by SEPA |
| Thabo Mokoena, motion | Cape Town | 10% | $1,000 as USDC, to ZAR |
A $10,000 project from a US client, illustrative figures. Wallet to wallet payments are free; withdrawals that change currency cost 0.4 to 1.4% end to end.
Controls
- Nothing is paid without approval.
- KYC on every worker and KYB on every vendor before they can be paid.
- Every payout is on record and linked to the project.
- Petl Pay never holds your funds. USDC wallets are held by a licensed partner.
Frequently asked
Can I pay contributors in different countries?
Yes. Pay them wallet to wallet in USDC, and they can withdraw to local banks in ZAR, BRL, MXN, COP, EUR or USD.
Do contributors need a Petl Pay account?
To receive USDC, yes, and they'll complete KYC before they can be paid.
Does it work for construction?
For UK construction subbies, use the CIS pay run instead. See how to pay subcontractors.
Tell us where your money needs to move.
Share where your clients pay from and where your team gets paid. We'll set you up with the right accounts and corridors.
Petl Pay never holds your funds. Payments are carried out by licensed, regulated payment partners. Petl Pay calculates and tracks CIS deductions and doesn't file returns itself; have them filed with an accountant. Tax rules change, so check the latest guidance at gov.uk.