Everything Petl Pay does, in one place.
Two tracks on one platform: the back office for UK construction, and fast, affordable global payments.
For UK construction, Petl Pay works out CIS on every payment, lets you approve and pay by bank, and pushes everything to Xero, with a managed service that runs the back office for you. For global payments, it gives you local USD and EUR account details, USDC wallets and payouts to local banks, with fees of 0.4 to 1.4% end to end.
UK construction
| Feature | What it does | Status |
|---|---|---|
| CIS calculation | Works out CIS on labour only at 0%, 20% or 30% on every payment | Live |
| Approve and pay by bank | You approve every payment; regulated partners send it by bank | Live |
| Xero sync | Every payment and CIS deduction pushed to Xero on the right lines | Live |
| QuickBooks sync | The same, for QuickBooks | Coming soon |
| Managed service | Outcomes like a completed Friday pay run or a CIS return filed by our accountant partner, with KYC, KYB and right to work checks run for you | Live |
Global payments
| Feature | What it does | Status |
|---|---|---|
| Local USD and EUR details | Account details in your business name for ACH, wire or SEPA | Live |
| USDC and USDT wallets | Pay and hold stablecoins in a wallet held by our licensed partner | Live |
| Local payouts | ZAR, BRL, MXN, COP, EUR and USD | Live |
| Invoices and payment links | Your team invoices you; approve and pay in one place | Live |
| Split payments | Share one client payment across contributors | Live |
| KYC and KYB | On every worker and vendor before they can be paid | Live |
| Petl Pay MCP | Raise invoices, check balances and pay people from Claude or ChatGPT | Live |
Fees
Wallet to wallet payments between businesses and individuals.
End to end when money changes currency, including on and off ramps and conversions, depending on volume.
Security
- Non-custodial: Petl Pay never holds your funds.
- Payments carried out by licensed, regulated partners.
- Approval required before every payment.
- Every payment and check on record.
Frequently asked
Is Petl Pay non-custodial?
Yes. Petl Pay never holds your funds.
Which accounting software is supported?
Xero is live. QuickBooks is coming soon.
Can I use Petl Pay from an AI assistant?
Yes. The Petl Pay MCP lets you raise invoices, check balances and pay people from Claude or ChatGPT.
Run your Friday pay run without the spreadsheet.
Tell us how you pay your subbies today and we'll show you what Petl Pay takes off your plate.
Petl Pay never holds your funds. Payments are carried out by licensed, regulated payment partners. Petl Pay calculates and tracks CIS deductions and doesn't file returns itself; have them filed with an accountant. Tax rules change, so check the latest guidance at gov.uk.