← Petl PayUse case · Updated October 2026
Use case: building and construction

Do the job. Get paid. Go home.

For UK contractors paying 15 to 100 subbies a week. Petl Pay takes the Friday pay run off your plate, so you can get back to the work that pays.

Quick answer

UK construction firms use Petl Pay to run their subbie pay runs. Work comes in from the app, WhatsApp, ChatGPT or Claude, Petl works out CIS on labour at each subbie's rate, you approve each payment, it's paid by bank through regulated partners, and everything lands in Xero. Or let us run the whole back office for you on the managed service.

01

Who it's for

Specialist contractors

Groundworks, scaffolding, M&E, dryliners and other trades paying subbies weekly.

General contractors

Running several jobs with a mix of trades and suppliers.

Owner-operators

Doing the books on a Thursday night after a day on site.

Firms with a finance team

That want a faster, cleaner way to run the pay run.

02

A week on Petl Pay

  1. Subbies and project managers log the week's work from the Petl Pay app, WhatsApp, ChatGPT or Claude.
  2. Receipts and invoices are uploaded and tied to the job.
  3. Petl works out gross, materials, CIS and net for every subbie.
  4. You review and approve each payment, then it's paid by bank.
  5. Payments and deductions land in Xero, ready for your books.
03

Example: one job, three subbies

Subbie on Halloway DevelopmentsRateLabourCISNet
Hartley Scaffolding Ltd20%£2,000£400£1,600
Milton Masters30%£800£240£560
Northwind0%£3,200£0£3,200

Illustrative figures, labour only. Materials the subbie paid for are added on top without a deduction.

04

Two ways to use it

Software

Run the pay run yourself, with CIS worked out and Xero kept up to date.

Managed service

We run it for you and you pay for outcomes, like a completed Friday pay run or a CIS return filed by our accountant partner.

FAQs

Frequently asked

Do my subbies need to download an app?

No. They can log work from WhatsApp, ChatGPT or Claude, or use the Petl Pay app if they prefer.

Can I pay from my own bank?

Yes. You can pay by bank through regulated partners, or download a BACS file and run payments through your own bank.

Does it work with Xero?

Yes. Every payment and CIS deduction is pushed to Xero. QuickBooks is coming soon.

Back office for UK construction

Run your Friday pay run without the spreadsheet.

Tell us how you pay your subbies today and we'll show you what Petl Pay takes off your plate.

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