- Create projects and invite contributors
- Automate invoices from logged work across currencies
- Download and share invoices with clients
- No active payees, embedded payment links, wallets, or payouts
- Everything in Free, plus:
- Up to 3 active payees
- Embedded payment buttons on invoices
- Multi-currency account details (USD, EUR)
- Embedded wallets to receive, hold, and pay contributors
- Fast cross-border settlement
- Everything in Solo, plus:
- Up to 20 active payees
- Multi-party payment distribution
- Audit trails, reporting, and reconciliation
- Accounting and compliance-ready workflows
- Volume-based pricing options
- Custom payee volumes and routing logic
- Advanced reporting and controls
- Dedicated onboarding and support
Network scale
| Feature | Free | Solo | Business | Enterprise |
|---|---|---|---|---|
| Active payees (rolling 30 days) | 0 | Up to 3 | Up to 20 | 20+ (Custom) |
Platform and workflow
| Feature | Free | Solo | Business | Enterprise |
|---|---|---|---|---|
| Projects and contributors | Unlimited | Unlimited | Unlimited | Unlimited |
| Invoices and billing automation | Unlimited | Unlimited | Unlimited | Unlimited |
| Client-facing project invoice (merged contributor bills) | — | Yes | Yes | Yes |
| Payment tracking and audit history | — | Yes | Yes | Yes |
| Priority support | — | — | Yes | Yes |
Payments and distribution
| Feature | Free | Solo | Business | Enterprise |
|---|---|---|---|---|
| USD / EUR account details for client payments | — | Yes | Yes | Yes |
| UK/EU bank-to-bank pay-ins (Open Banking) | — | Yes | Yes | Yes |
| Embedded wallets for contributors (USDC) | — | Unlimited | Unlimited | Unlimited |
| Multi-party fiat and stablecoin payouts | — | Yes | Yes | Yes |
Enterprise capabilities
| Capability | Free | Solo | Business | Enterprise |
|---|---|---|---|---|
| White-label workforce dashboard | — | — | — | Yes |
| API and integrations | — | — | — | Coming soon |
| Dedicated onboarding and support | — | — | — | Yes |
| Custom commercial terms | — | — | — | Yes |
Why teams switch to Petl
Most project-based businesses assemble their payment workflows across multiple disconnected tools. Each tool solves a narrow problem, but together they introduce manual reconciliation, delays, duplicated data, and operational risk.
Petl pay replaces this fragmented stack with a single project-led workflow, where invoicing, payments, and payouts are coordinated end to end using embedded bank and stablecoin rails.
| Typical project-based stack | With petl pay | |
|---|---|---|
| Tools required |
Project management tool Time tracking tool Invoicing platform Domestic bank account Cross-border payment provider Spreadsheets for reconciliation |
One coordinated platform |
| Monthly software cost | $250–$400+ | From $10 or $199 |
| Time to prepare client invoices | Hours to days | Minutes |
| Payment distribution | Manual or CSV uploads | Built-in multi-party payouts |
| Settlement speed | 2–5 business days | Near-instant |
Petl pay doesn’t replace your bank. It replaces the glue work around payments. By embedding best-in-class banking and stablecoin infrastructure directly into project workflows, teams spend less time moving money and more time delivering work.
Frequently asked questions
Payments & Rail Pricing
Stablecoin settlements typically incur an approximate 0.5 percent partner-level off-ramp fee when converting back to local fiat. Where currencies are pegged to USD or EUR, there is no FX markup. Settlement occurs near-instantly on blockchain infrastructure and avoids traditional SWIFT or intermediary banking fees.
petl pay passes through underlying rail and partner costs without markup on Solo and Business plans.
Custom volume-based pricing is available for Enterprise deployments.
Contracts & Billing
Solo and Business plans are offered on rolling monthly agreements.
Annual billing discounts may be available.
Enterprise plans operate on custom commercial terms, based on usage, volume, and workflow complexity.
Fair Use Policy
To maintain platform performance and reliability, fair use limits apply to payment transaction volumes on standard plans.
Businesses operating high-volume, multi-party, or marketplace-style payment flows may require Enterprise pricing.
Petl Pay will engage proactively with customers before any commercial adjustments are required.
Compliance & Security
Petl Pay is non-custodial and does not hold or control client funds. The platform operates using regulated payment, banking, and settlement partners.
Petl Pay does not store:
- Payment card numbers
- Bank login credentials
- Private wallet keys
- Government-issued identity documents
For more information on our payment fees, rates and settlement times, please visit our dedicated page here.
Payments, settled. Across projects, contributors & currencies.
One payment. Many payouts. Orchestrate multi-party payments instantly. Purpose built for project-based teams.
