Petl supports open banking and stablecoin settlement, and which one fits depends on where you and your clients sit. Live across the UK, the EU, South Africa, the US and Latin America, plus a host of additional corridors.
Direct account-to-account payments from your own banking app, with no cards in the middle.
Bill with USD or EUR account details, settle in stablecoin, and receive your local currency.
Petl gives you real USD and EUR account details to bill international clients, settles the funds in stablecoin, and pays you out in your local currency. The whole flow runs through a licensed, regulated third-party partner, so you move money across borders without managing wallets, FX or compliance yourself.
We support USDC and USDT for wallet-to-wallet settlement. Stablecoin clears in minutes, not days, and wallet-to-wallet transfers on Petl are free. It's the layer that lets money move globally without sitting in correspondent banking for a week.
When you or your contractors want paying in your own currency, our partner converts and pays into a local bank account on the right rail for that country. A developer in South Africa gets paid in rand to a local account, a designer in the EU gets paid in euro over SEPA, all from the same stablecoin balance.
Petl's open banking rail lets project owners pay an invoice directly from their bank account in a few taps. No card numbers, no manual transfers. Money moves account to account on real-time rails, which means lower cost and near-instant settlement compared with cards.
The payer picks their bank, approves in their own banking app, and the payment clears directly to the recipient. Account to account, with no card networks in the middle.
For UK construction and contract work especially, pay-by-bank means a sub can be paid the moment an invoice is approved, with bank-grade authentication and no card fees eating into the amount.
UK coverage includes all the major banks and building societies: Lloyds, Barclays, HSBC, NatWest, Santander, Nationwide, Halifax, Monzo, Starling and Revolut, plus business and corporate accounts.
Petl Pay is the middleware between project finance and the AI your contractors and customers already use. Invoicing, compliance and multi-party payments, callable by people and AI agents through our live MCP and API, and settled over open banking and stablecoin rails.
