For accounting firms and independent accountants serving construction and project-based teams, in the UK and across borders. Petl Pay handles the payments, CIS calculations and compliance records. You stay in the loop on every number.
| Subcontractor | Gross | CIS | Net paid |
|---|---|---|---|
| Greg Johnson20%, £400 materials | £2,400 | £400 | £2,000 |
| Milton Masters20%, labour only | £3,150 | £630 | £2,520 |
| Nested Ltd TechnologiesGross status | £1,800 | £0 | £1,800 |
| Total | £7,350 | £1,030 | £6,320 |
Construction firms paying subbies. Agencies and consultancies paying teams abroad. Same clean record either way.
Deductions calculated with the labour and materials split on every payment.
Verification details and contractor records captured once, in one place.
Instant open banking payments, approved by your client from their phone.
Evidence stored against each subbie for the October 2026 rules.
Petl Pay calculates and tracks CIS. It doesn't file returns. For CIS guidance see hmrc.gov.uk.
Every completed pay run pushed to Xero, so the payments are already in the books when you need them.
Pay teams and vendors in USDC, off-ramped into local banks across the US, EU, LatAm and South Africa.
USD and EUR details through the Petl USDC wallet, so clients can get paid like a local.
Clear costs on every transfer, with the full trail kept for reconciliation.
Every pay-in and payout logged against the person, project and rail it used.
Stablecoin features need business verification (KYB) before first use.
CIS, payments, books and contractor records, kept from the same record of work your client approves.
Your client approves every payment. Petl Pay never holds funds.
CIS reform, new right-to-work rules and teams spread across borders. Petl Pay helps your firm stay ahead of it.
Work logged on WhatsApp, ChatGPT and Claude, then calculated and paid in Petl Pay. Less chasing, more advising.
A team that knows construction and cross-border payments, and wants to see your firm grow with us.
Events and finance hackathons in the UK and South Africa, with the firms and builders shaping what comes next.
Your client approves. Petl Pay does the admin. You do the work only you can do.
Subbies and teams log work on the Petl Pay app, WhatsApp, ChatGPT or Claude.
Petl PayCIS, materials splits and totals worked out on every claim.
Petl PayNothing moves without their sign-off. Petl Pay never holds funds.
Your clientUse the records for your returns, checks and advice.
YouFor founding partners, the Petl Pay engineering team will connect your practice tools to the Petl Pay MCP, so client payments, contractor records and approvals flow into the systems you already use. No re-keying, no exports.
Limited implementation slots each quarter.
Partner with Petl Pay and you're in front of the businesses that need you most.
UK general contractors in the Petl Pay network.
Agencies and specialist contractors in professional services, working across borders.
Get listed where Petl Pay businesses look for an accountant.
Collaborate on IRL events and finance hackathons with us in the UK and South Africa.
Your own Petl Pay page to share with clients and prospects.
Grow your construction and cross-border practice as Petl Pay grows.
We're working with a small number of firms to shape what Petl Pay builds next for accountants.
Direct input on filing workflows, client access and integrations.
New features in your hands before general release.
Our engineers connect Petl Pay to your firm's stack.
Commercial terms agreed with each firm on a call.
Something we haven't covered? Ask us on the call.
UK accounting and bookkeeping firms with construction clients, and firms whose clients pay teams or vendors abroad. If your clients pay subcontractors, freelancers or international teams, it's built for you.
No. Petl Pay calculates and tracks CIS deductions on every payment, including the labour and materials split. You file the return. For CIS guidance, see hmrc.gov.uk.
No. Petl Pay never holds client funds. Payments are carried out by licensed payment providers, and your client approves every payment before it moves.
Completed pay runs push to Xero today. QuickBooks is coming soon.
Clients can pay and get paid in USDC, with local USD and EUR account details, and off-ramp into local banks across the US, EU, LatAm and South Africa. Fees start from 0.2%. Stablecoin features need business verification (KYB) before first use.
For founding partners, the Petl Pay engineering team connects your practice tools to the Petl Pay MCP, so payments, contractor records and approvals flow into the systems you already use. API connections are coming soon. Implementation slots are limited each quarter.
Access to a network of 200+ UK general contractors and 500+ cross-border agencies and specialist contractors, a listing in our upcoming accountant directory, co-branded pages, and the chance to collaborate on events and finance hackathons in the UK and South Africa.
Commercial terms are agreed with each firm on a call, based on how you work and the clients you look after.
Select Become a founding partner and tell us about your firm and the clients you look after. We'll be in touch to set up a call.
Tell us about your firm and the clients you look after. We'll be in touch to set up a call.
Become a founding partnerPetl Pay never holds client funds. Payments are carried out by licensed payment providers. Petl Pay calculates and tracks CIS deductions but doesn't file returns with HMRC. See hmrc.gov.uk for guidance.
Petl Pay is the middleware that connects your project finance, internal tools, and the AI your team and clients already use, so one client payment flows out to every contributor.
