Received
JBP Consulting+$8,400.00
Paid to your US account · ACH
USDC payout
Milton Masters2,450.00 USDC
Cape Town · lands as ZAR
SETTLED
Statement close · 3 payouts
Carla Souza · São Paulo1,880 USDC
Greg Johnson · London£1,920.00
Approve once, everyone's paid
Paid out · by rail
USDC stablecoin58%
From 0.2% a payment

For agencies, networks, and consultancies

Faster payments, for you and your team.

Pay by Bank in the UK and EU, or move money between companies across borders in USDC stablecoin, for a fraction of the cost.

Send and receive

One rail, seven places your money already needs to be.

Money in, money out

Petl Pay USDC🇺🇸United States ACH🇪🇺EU SEPA🇧🇷Brazil PIX🇿🇦South Africa ZAR🇲🇽Mexico SPEI🇨🇴Colombia BRE-B
Austin → São Paulo · USD in, BRL out by PIX · SettledBerlin → Cape Town · 2,450.00 USDC · SettledMexico City → Madrid · MXN in, EUR out by SEPA · Received

Fees run 0.2 to 1.2%, depending on transfer type, corridor, and volume. Stablecoin payouts run through licensed providers, where supported.

01

Get paid like a local.

Your US and EU clients pay a local account, in dollars or euros, from their own bank. It lands in your Petl wallet as USDC.

No wires, no SWIFT forms for your clients to fill in.

Where you get paid
Petl USDCReady
$
STABLECOIN
•••• •••• 9C21
US account
ACH · •••• 4407
EU account · IBAN · SEPA · •••• 2290
Your US and EU clients pay a local account. Funds land in your Petl wallet as USDC.
02

Invoice with a payment link.

Raise an invoice from the app, Slack, ChatGPT, or Claude, and send a Pay by Bank link. Your client pays from their own banking app.

Every invoice is matched to its project automatically.

Recent payments
DatePartyTypeAmount
18 SeptJBP ConsultingClient payment+£8,400.00
#INV-0231PAID£8,400.00
pay.petl.app/inv-0231 · Pay by Bank from the client's own account.
03

Pay contractors and vendors, anywhere.

Approve a payout to a freelancer or studio in the UK, US, EU, Brazil, Mexico, Colombia, or South Africa, by bank or USDC stablecoin. It lands in their own currency.

Nothing leaves without your sign-off and a verification code.

Pay in USDC stablecoin

Pay the following project member from your wallet balance?

MMMilton MastersStudio · Cape Town, South Africa2,450.00 USDC
Total2,450.00 USDC
Send verification code
Nothing moves until you approve
04

One dashboard, pushed to Xero.

Every invoice, payout, and project margin in one place. Completed statements push straight to your books.

Billed by project
Brand refresh46%
Web app build38%
PUSHED TO XERO

Four jobs, one system

Invoices, payouts, cross-border rails, and the books. All from the same record of work.

01

Get paid, like a local

Petl walletUSDC
USACH and wire•••• 4407
EUIBAN · SEPA•••• 2290
INV-0231$8,400.00
JBP Consulting · paid to your US account
Your US and EU clients pay a local account. Funds land in your Petl wallet as USDC.
02

Pay your bench, land it locally

Statement close · 3 payouts
MMMilton Masters2,450 USDC
Cape Town · lands as ZAR
CSCarla Souza1,880 USDC
São Paulo · lands as BRL by PIX
Approve and pay all
03

Run it from wherever you work

Which payouts are still open on Brand refresh?
2 open. Milton Masters 2,450 USDC, Carla Souza 1,880 USDC. Approve both?
Approve
Verification code sent. Reply with it to release both.
Query and action bills, projects, people, and payments from Slack, ChatGPT, Claude, or WhatsApp. Build your own on the MCP and API.
04

Books

Statement #12Pushed to Xero
4 payouts · 3 currencies · 30 Sept
Accountant in the loop
Partner accountants handle VAT and year-end from these records

Petl Pay does all four

Local accounts in the US and EU. USDC rails to the US, EU, Brazil, Mexico, Colombia, and South Africa. From 0.2% a payment.*

Live inClaudeChatGPTWhatsAppSlackMCP and APIPushes to Xero

* Fees 0.2 to 1.2%, by transfer type, corridor, and volume. Illustrative figures. Local account details and stablecoin rails are provided by licensed partners, where supported.

Questions

Cross-border payments, answered.

Can I invoice my clients in GBP or EUR?+
Yes. Raise an invoice from the app, Slack, ChatGPT, or Claude, and send a GBP or EUR Pay by Bank link. Your client pays from their own banking app, bank to bank.
How do I get paid by US or EU clients without a US or EU company?+
You get your own US and EU account details through Petl Pay. Clients pay a local account, in dollars or euros, from their own bank, and it lands in your Petl wallet as USDC. There's no wire form for them to fill in.
What is USDC, and do I need to understand stablecoins to use it?+
USDC is a US dollar stablecoin, a digital dollar that always aims to be worth one US dollar. You don't need to trade or hold it if you don't want to. Petl Pay uses it as a fast rail behind the scenes, and payouts can land in the recipient's own local currency.
Which countries can I pay contractors and vendors in?+
You can send and receive across the UK, US, EU, Brazil, Mexico, and Colombia, and pay out to South Africa, by bank or USDC stablecoin, depending on the corridor.
How much does it cost to pay across borders?+
Fees run from 0.2% to 1.2%, depending on the transfer type, the corridor, and volume. Pay by Bank in the UK and EU has its own separate pricing. Always check current rates on the site before you rely on a figure.
Does Petl Pay hold my money?+
No. Petl Pay never holds your funds. You approve every payment and payout, with a verification code before anything moves, and payments settle through licensed providers.
Does Petl Pay sync with my accounting software?+
Petl Pay pushes completed invoices, payouts, and statements to Xero, so your books don't need retyping.
Can I get help with VAT or year-end accounts?+
Yes. Add an accountant in the loop, and our partner accountants handle VAT and year-end filing directly from your Petl Pay records.
Can I run Petl Pay from tools I already use?+
Yes. Query and action invoices, projects, people, and payments from Slack, ChatGPT, Claude, or WhatsApp, or build your own workflow on the MCP and API.