Contractor payments for the agentic era

Log work in chat.
Get paid in seconds.

Petl is the payment layer for the contractor economy. Your team logs work from WhatsApp, Slack, Claude, or the platform. Petl assembles the invoice, the tax, and settles to any UK bank or USDC wallet.

Pay by Bank UK & EU USDC global accounts Multi-party payouts Backed by the Visa Fintech Accelerator Program
How it works

Any channel in.
One invoice out.

Your team works where they already are. Petl listens, captures, and aggregates. The right invoice gets built automatically, every time.

Payments, two rails

One platform.
Two rails for every payment.

Pay UK and EU teams via regulated open banking. Pay global teams via USDC, with fiat on / off-ramps where you need them.

£GBP / EUR OPEN BANKING

Account to account.

Bank to bank, near instant across the UK and EU. No wallet, no card. Powered by regulated open banking across 200+ banks.

200+
UK / EU banks
< 10s
To settle
$USD(C) global STABLECOIN

Wallet to wallet, plus on / off ramps.

Instant and free wallet-to-wallet. Ramp fiat in and out across a handful of currencies. Built for agencies, contractors and networks getting paid by clients and paying teams across borders.

0.21.2%
Cross-border
Free
Wallet to wallet
Instant
Settlement
USDEURZARBRLARSCLPCOPMXN
Built for the agentic era

Your agent runs
the payment ops.

Connect Claude, ChatGPT, or your own agent over MCP. Every action in the Petl dashboard, an agent can take too: list invoices, raise new ones, generate Pay by Bank links, settle to local banks.

Compose Petl with your other MCPs to run end-to-end workflows. Find specialists through the Rafiki Works MCP. Raise an invoice through Petl. Settle it. All from one chat thread, no tab switching.

Connectors ClaudeClaudeLIVE ChatGPTChatGPTSOON SlackSlackSOON WhatsAppWhatsAppSOON
list_outstanding_invoicesSurface unpaid invoices by project
get_wallet_balanceUSDC, GBP, EUR wallet balances
get_monthly_summaryPeriod-on-period overview
list_projectsActive projects, contributors, status
claude.ai
Petl Pay
Claude
petl-pay · list_outstanding_invoices
4 outstanding invoices on the Mack Brands project, £8,142 in total.
Amy Kritzinger
INV-0042 · Mack Brands
Due 4 Jun
Design sprint, week 14£3,000.00
Async revisions£462.00
Total£3,462.00
What changes when you switch

Six things you stop doing.

Project teams move to Petl to delete work, not add a new tool to the stack.

01

Manually building invoices.

Petl assembles the invoice from work logged across every channel. You review and approve, never type line items.

02

Chasing your team for timesheets.

Logging takes seconds, in the chat tool they already use. No new app, no separate timesheet to fill in.

03

Running individual bank transfers.

One Pay All approval settles the full team. Mix Pay by Bank and USDC in a single run, on whichever rail suits each person.

04

Guessing at tax set-asides.

Every contributor sees a tax estimate on each personal invoice. They know what to set aside, you know your bill is right. No spreadsheets, no surprises at year-end.

05

Waiting 3 to 5 days for cross-border.

USDC off-ramps settle to local bank accounts in seconds, at 0.2 to 1.2 percent depending on corridor and volume. Across eight local currencies.

06

Switching tabs to reconcile.

Every settlement, every channel, every currency. All reconciled to the right project automatically. Exports straight to your accountant.

Real screens, not marketing mock-ups

See it actually working.

Live in Claude today. ChatGPT, Slack, and WhatsApp in development. Every channel writes back to the same project.

01 · Claude
Claude conversation showing the Petl Pay MCP listing unpaid invoices with a Pay by bank app button
Ask. Review. Approve.
List outstanding invoices, see the breakdown, approve a secure Pay by Bank link in the same conversation. Reconciled to your project automatically.
02 · Slack
Slack channel showing /petl command and an invoice card for Steve Marsh with a Pay via bank now button
Slash command. Same project.
Drop /petl in any channel. Raise an invoice card, send a payment link. Reconciled the same way Claude does it.
03 · Platform
One client invoice. Many contributor payouts.

Pay All batches contributor settlements on the rail that suits each one. One approval, one verification step, every payout traced to the project.

Free to start, free first project

Run your next project, bills, invoices, and payments
from wherever you already work.

Spin up a project, invite your team, log work from any channel. Your first project is on us, no card required. Built and used inside Rafiki Works, now ready for yours.

~10hrs
Per month saved
by agencies & GCs
managing contractors
Days → mins
Reducing the lag
between payment
and admin
3 to 5d
Faster cross-border
vs traditional
wire transfers