Petl is the payment layer for the contractor economy. Your team logs work from WhatsApp, Slack, Claude, or the platform. Petl assembles the invoice, the tax, and settles to any UK bank or USDC wallet.
Your team works where they already are. Petl listens, captures, and aggregates. The right invoice gets built automatically, every time.
Pay UK and EU teams via regulated open banking. Pay global teams via USDC, with fiat on / off-ramps where you need them.
Bank to bank, near instant across the UK and EU. No wallet, no card. Powered by regulated open banking across 200+ banks.
Instant and free wallet-to-wallet. Ramp fiat in and out across a handful of currencies. Built for agencies, contractors and networks getting paid by clients and paying teams across borders.
Connect Claude, ChatGPT, or your own agent over MCP. Every action in the Petl dashboard, an agent can take too: list invoices, raise new ones, generate Pay by Bank links, settle to local banks.
Compose Petl with your other MCPs to run end-to-end workflows. Find specialists through the Rafiki Works MCP. Raise an invoice through Petl. Settle it. All from one chat thread, no tab switching.
Project teams move to Petl to delete work, not add a new tool to the stack.
Petl assembles the invoice from work logged across every channel. You review and approve, never type line items.
Logging takes seconds, in the chat tool they already use. No new app, no separate timesheet to fill in.
One Pay All approval settles the full team. Mix Pay by Bank and USDC in a single run, on whichever rail suits each person.
Every contributor sees a tax estimate on each personal invoice. They know what to set aside, you know your bill is right. No spreadsheets, no surprises at year-end.
USDC off-ramps settle to local bank accounts in seconds, at 0.2 to 1.2 percent depending on corridor and volume. Across eight local currencies.
Every settlement, every channel, every currency. All reconciled to the right project automatically. Exports straight to your accountant.
Live in Claude today. ChatGPT, Slack, and WhatsApp in development. Every channel writes back to the same project.
Pay All batches contributor settlements on the rail that suits each one. One approval, one verification step, every payout traced to the project.
Spin up a project, invite your team, log work from any channel. Your first project is on us, no card required. Built and used inside Rafiki Works, now ready for yours.
Petl Pay is the middleware between project finance and the AI your customers already use. Invoicing, compliance and multi-party payments, callable by people and AI agents through our live MCP and API, and settled over open banking and stablecoin rails.
